If someone wrote a character who was simultaneously dirt poor, unable to feed themselves, and could somehow afford to own a thoroughbred beast of war then my eyebrows would be raised. Can you imagine a homeless person pushing a sports car down the st wrote:
I mean, I guess I always thought of mounts as a type of pet. Not all of them need to be bred for war. Horses are mounts in reality, but plenty of people keep them as pets. As for being homeless, plenty of homeless people still own a car. Maybe not a nice one, but a car nonetheless. Homeless people also often have pets such as dogs. I wouldn't say it's out of the ordinary for a homeless character to own a raptor or springer as they seem more common and easier to obtain. Plenty of people take in wild rabbits as pets (though I don't recommend it), I wouldn't put it outside the realm of lore for someone to have found a group of wild springers and raised one.
Do you know how expensive a horse is? To buy, to feed, to keep in a stable, to bring to the vet? Now imagine a homeless person who would somehow own a horse. That would be the level of stupid of a dirty poor character owning a mount.
Okay but also know that roleplay doesn't have to adhere to every realistic expectation we have in reality. It's roleplay. We have magical pink butterfly spewing magical girls, pumpkin headed kings, and commanders who kill gods. I don't think something as minute as being poor and still owning a mount is something that needs to be addressed so viciously. That's called nitpicking.
How is it nitpicking. Or even viscious at any point. It's not even related to realisticly RPing, it's just basic logic. Economy and budgets aren't things you can just shrug off. Money doesn't grow on trees, nor does it come out of someone's butt (unless they drank one of those things to make your turds covered in gold nuggets, those things are really weird). A mount requires to be taken care of. A saddle (already expensive on its own). Lots, lots of food (especially for the raptor, and meat is hella expensive, and you can't just let it hunt by itself randomly). Healthcare. Those aren't nitpicking. Those are important things when trying to RP something that would seem believable for other people. Someone poor can't possibly own a mount. It doesn't make sense, whatsoever.